Apply Islamic Loan

Islamic Loan Calculator

Range: 50,000 to 5,000,000 PKR
Based on Islamic financing principles

How to Apply for an
Islamic Loan Online

Fill out the required details carefully, providing accurate information about yourself and your financial needs.

Islamic offers rapid funding, enabling you to receive your loan on the same day you apply. Additionally, you can choose your preferred funding date, giving you full control over the process.

Required Documents for Islamic
Loan Application

Required Documents for Islamic Loan Application

Please ensure the following documents are submitted along with your loan application:


✔ Selfie
– A recent, clear photograph of yourself (passport-style).

✔ Proof of Identity
– Valid CNIC (Computerized National Identity Card)
– OR a Driver’s License

✔ Proof of Address
Passport
– OR a Rental Agreement
– OR Recent Utility Bill (Electricity, Gas, Water, etc.)

✔ Proof of Income
Bank Statements for the last 3 months
– OR Salary Slips from your employer

📜 Terms & Conditions for Islamic Loan Services

Thank you for choosing our Shariah-compliant Islamic Loan services. Please read these terms carefully before using our website or submitting a loan application.


1. Acceptance of Terms

By accessing and using this website, you agree to abide by these Terms and Conditions. If you do not agree, kindly refrain from using the platform or submitting any information.


2. 👤 Eligibility

To apply for an Islamic loan:

  • You must be at least 18 years old
  • You must be a resident of Pakistan or a Non-Resident Pakistani (NRP) eligible for our services.

By using our platform, you confirm you meet these eligibility requirements.


3. Interest-Free Loan Policy

All loans offered are interest-free (Qarz-e-Hasna) and comply with Islamic financing principles.
Loan approvals and terms are based on an internal assessment of each applicant’s financial situation and supporting documentation.


4. Application Process

  • All loan applications must be submitted via our official website.
  • Ensure that all information provided is accurate and complete.
  • Incomplete, misleading, or false entries may lead to rejection or permanent disqualification.

5. Loan Repayment Terms

Repayment details:

  • Terms and schedules will be outlined in your loan agreement.
  • You may repay your loan in flexible installments.
  • No penalties for early repayments or delayed payments under genuine hardship — in the spirit of Islamic finance.

6. Privacy & Data Security

We respect your privacy and safeguard your data in accordance with our Privacy Policy.
By using our services, you consent to our collection and use of your personal information as described in the policy.


7. No Hidden Charges

  • Our services are transparent and ethical.
  • The only applicable charge is a non-refundable file processing fee, which is clearly communicated upfront.
  • No hidden costs or surprise deductions.

8. Intellectual Property

All content, branding, logos, and design elements found on this platform are protected by intellectual property laws.
Unauthorized use or reproduction of our materials is strictly prohibited.


9. ⚖️ Governing Law & Jurisdiction

These terms are governed by the laws of Pakistan.
Any disputes shall be resolved under the jurisdiction of the courts in Pakistan.


10. ❗ Limitation of Liability

We are not liable for:

  • Any indirect or incidental damages
  • Losses resulting from website downtime, delays, or service disruptions

Use of this platform is at your own discretion and risk.


11. Modifications to Terms

We reserve the right to update or modify these Terms at any time.
Users are encouraged to revisit this page periodically to stay informed of any changes.


Contact Us

Have questions or concerns regarding these Terms?
Feel free to reach out through our official support channels. We’re committed to transparent, ethical, and Shariah-compliant financial service for all.


Akhuwat (Registration Number 3048949) is a non-profit organization which was registered in 2003 under Pakistan’s Societies Registration Act XXI of 1860. Akhuwat is an approved NGO by Pakistan’s Federal Board of Revenue.

Copyright © 2021 Islamic Loan. All Rights Reserved.